How can Australian businesses get fast business loans?
Australian businesses can explore indicative funding options from $10,000 to $350,000 through FundingCheck in under 60 seconds. No credit check, no paperwork, no obligation. FundingCheck compares your profile across 30+ lending partners and a dedicated specialist walks you through your options.
Compare business loans in 60 seconds.
Discover tailored lending options in under a minute. Zero credit impact. No documents upfront. Completely free.
FREE INSTANT ASSESSMENT
Get matched with lenders in under 60 seconds
- Won't affect your credit score
- No documents needed upfront
- Zero cost, zero commitment
- Talk to a dedicated specialist
How does FundingCheck work?
FundingCheck works in three simple steps: share a few details about your business and funding needs (about 60 seconds), get matched instantly across 30+ lending partners, then talk to a real lending specialist who handles the rest. No credit check, no obligation.
HOW IT WORKS
From enquiry to funding in three steps
Share a few details
Complete a short form about your business, revenue, and what you need the funds for. It takes about a minute.
Get matched instantly
Your profile is compared across a panel of 30+ lenders to surface the most relevant options for you.
Talk to a real person
A dedicated lending specialist walks you through your options and handles the heavy lifting from there.
Curious what your business could qualify for?
Find out in under a minute. No credit impact. No strings attached.
See my optionsWhat unsecured business loans are available through FundingCheck?
FundingCheck offers three main products: Unsecured Business Loans ($10,000–$350,000 over 3–24 months), Same-Day Cash Flow Loans (up to $150,000 with same-day approval), and Equipment Finance (up to $350,000). All products are unsecured — no property or asset security required. Popular with construction companies, tradies, restaurants, and businesses across Sydney, Melbourne, and all Australian cities.
LENDING PRODUCTS
Explore your funding options
Unsecured Business Loan
Access capital without pledging property or assets. Suited for expansion, stock purchases, and working capital.
Same-Day Cash Flow Loan
Bridge short-term cash gaps, cover payroll, or seize time-sensitive deals. Submit before 2pm for same-day decisions.
Equipment Finance
Fund new or pre-owned vehicles, machinery, and equipment. Keep your cash flow intact while you grow.
*Rates are indicative only and subject to full credit assessment.
THE FUNDINGCHECK DIFFERENCE
What sets us apart
Your credit score stays safe
Viewing your options never triggers a hard enquiry. Your credit file remains untouched until you decide to proceed.
Instant lender matching
Your profile is matched across 30+ lenders in seconds to surface the products most likely to suit your business.
Dedicated human support
Every enquiry is handled by a real Australian lending specialist — not a chatbot, not a call centre overseas.
Made for local businesses
We focus exclusively on Australian business finance. Local lenders, local knowledge, local support.
FREQUENTLY ASKED QUESTIONS
Common questions, straight answers
What is FundingCheck?
Will checking my options affect my credit score?
What lending products can I access?
How fast is the process?
What information do I need to get started?
Does FundingCheck provide the loan directly?
Which industries are eligible?
What amounts can I access?
Where is your business in the funding journey?
Join thousands of Australian business owners who've shared their experience.
Your answer helps other business owners
FROM THE BLOG
Guides to help you decide
Guaranteed Business Loans in Australia
No business loan is truly guaranteed — but that doesn't mean approval is out of reach. Here's what Australian lenders actually look for and how to maximise your chances.
Read moreCash Flow Loans in Australia
Cash flow loans give Australian businesses fast access to working capital without property security. Learn how same-day funding works, what it costs, and how to compare lenders in 60 seconds.
Read moreBad Credit Business Loans in Australia
A low credit score does not automatically disqualify you from business funding. This guide explains how non-bank lenders assess imperfect credit and how to find realistic options in Australia.
Read moreBusiness Line of Credit in Australia
A business line of credit gives you a pre-approved funding limit you can draw on as needed — and you only pay interest on what you use. Here is how it works, what it costs, and whether it suits your business.
Read moreFast Business Loans in Australia
When your business needs funding urgently, waiting weeks for a bank isn't an option. Here's how to access fast business loans in Australia with same-day approvals and 24-hour funding.
Read moreBest Business Loan Lenders in Australia
Choosing the right business loan lender matters as much as the loan itself. Here's how Australia's banks and non-bank lenders compare in 2026 — and how to find the best fit for your business.
Read moreBusiness loans by industry
Browse by product
Take the first step
Hundreds of Australian businesses have already found their funding match through FundingCheck.
See my options