How can Australian businesses get fast business loans?
Australian businesses can explore indicative funding options from $5,000 to $350,000 through FundingCheck in about 60 seconds. No credit check, no paperwork, no obligation. A dedicated lending specialist then walks you through your options, and for Same-Day Cash Flow Loans funds can land same day once approved and signed.
FAST BUSINESS FUNDING
See your business loan options in 60 seconds.
See tailored, indicative lending options in about 60 seconds. Zero credit impact. No documents upfront. Completely free.
See your funding options in about 60 seconds
- Won't affect your credit score
- No documents needed upfront
- Zero cost, zero commitment
- Talk to a dedicated specialist
Free to check, no obligation
- $5K–$350K
- Funding Range
- ~60 Sec
- To See Indicative Options
- Same-day
- Funds Possible Once Approved & Signed
- Zero credit impact
- No commitment required
- No spam, ever
- 100% Australian
- Results in seconds
How does FundingCheck work?
FundingCheck works in three simple steps: share a few details about your business and funding needs (about 60 seconds), see your indicative options straight away, then talk to a real lending specialist who handles the rest. No credit check, no obligation.
HOW IT WORKS
From enquiry to funding in three steps
Share a few details
Complete a short form about your business, revenue, and what you need the funds for. It takes about a minute.
See your options
Your answers are used to show the indicative options that fit your business, with estimated amounts and rates.
Talk to a real person
A dedicated lending specialist walks you through your options and handles the heavy lifting from there.
Curious what your business could qualify for?
Find out in under a minute. No credit impact. No strings attached.
What business loans are available through FundingCheck?
FundingCheck offers three main products: Unsecured Business Loans ($5,000–$350,000 over 3–24 months, no property or asset security), Same-Day Cash Flow Loans (up to $150,000; funds can land same day once approved and signed), and Equipment Finance (up to $350,000, secured by the equipment you buy). Popular with construction companies, tradies, restaurants, and businesses across Sydney, Melbourne, and all Australian cities.
LENDING PRODUCTS
Explore your funding options
Unsecured Business Loan
Access capital without pledging property or assets. Suited for expansion, stock purchases, and working capital.
- No collateral needed
- From 14%*
- $5,000 – $350,000
- 3 to 24 months
Same-Day Cash Flow Loan
Bridge short-term cash gaps, cover payroll, or seize time-sensitive deals. Funds can land same day once approved and signed.
- Same-day funds once approved
- From 16%*
- Up to $150,000
- No collateral needed
Equipment Finance
Fund new or pre-owned vehicles, machinery, and equipment. Keep your cash flow intact while you grow.
- Secured by the equipment
- From 14%*
- Up to $350,000
- New & used assets
*Indicative starting rates only, not an offer. Your actual rate depends on the lender’s full credit assessment.
THE FUNDINGCHECK DIFFERENCE
What sets us apart
Your credit score stays safe
Viewing your options never triggers a hard enquiry. Your credit file remains untouched until you decide to proceed.
Indicative options in seconds
Answer a few questions and see the products most likely to suit your business, with indicative amounts and rates.
Dedicated human support
Every enquiry is handled by a real Australian lending specialist — not a chatbot, not a call centre overseas.
Made for local businesses
We focus exclusively on Australian business finance. Local knowledge, local support.
FREQUENTLY ASKED QUESTIONS
Common questions, straight answers
What is FundingCheck?
Will checking my options affect my credit score?
What lending products can I access?
How fast is the process?
What information do I need to get started?
Who makes the lending decision?
Which industries are eligible?
What amounts can I access?
Where is your business in the funding journey?
Your answer is saved only in this browser. It isn't sent to us.
FROM THE BLOG
Guides to help you decide
How to Get a Business Loan in Australia
Getting a business loan in Australia doesn't have to be complicated. This step-by-step guide walks you through everything from eligibility to comparing lenders and protecting your credit score.
Read moreUnsecured vs Secured Business Loans
Choosing between secured and unsecured business finance affects your rates, approval speed, and risk exposure. Here's how to decide which option suits your business.
Read moreCash Flow Management for Small Businesses
Cash flow problems are the top reason Australian small businesses fail. These practical strategies help you forecast accurately, manage gaps, and know when external funding makes sense.
Read moreHow Business Loan Repayments Are Calculated in Australia
Understanding how business loan repayments work helps you budget accurately and compare lenders. This guide explains the amortisation formula, the hidden costs, and how to estimate your true borrowing cost.
Read moreEquipment Finance Rates in Australia
Equipment finance rates in Australia vary from 5% to 15% depending on the structure, lender, and your business profile. This guide breaks down current rate ranges, product types, and how to secure the best deal.
Read moreUnsecured Business Loans in Australia
Unsecured business loans let you access funding without putting up property or assets as security. This guide covers eligibility, current rates, common uses, and how to get the best deal in Australia.
Read moreBrowse by city, industry, and product
Business loans by industry
Browse by product
Alternatives to other lenders
Take the first step
See your indicative funding options in about 60 seconds. Free, with no credit impact.