Credit Guide

FundingCheck (“we”, “us”, “our”).

FundingCheck helps Australian businesses explore indicative funding options. You give us information through our online qualification form, and a lending specialist reviews your enquiry with you.

The options shown on this website are not credit decisions. Every loan is subject to the lender’s full credit assessment and approval, in accordance with its own policies and processes.

When you use FundingCheck, the process works as follows:

1. You complete our online qualification form — providing information about your business, funding needs and contact details.
2. We show indicative options — using the information you provide, we show the funding options that may suit your business, with estimated amounts and rates.
3. We pass on your enquiry — your information is shared with the lender that assesses your application.
4. A lending specialist contacts you — to discuss your options, answer your questions and guide you through the next steps.

Not financial advice

The information provided on the FundingCheck website is general in nature and does not constitute financial product advice, credit advice, tax advice or any other form of professional advice. It does not take into account your personal objectives, financial situation or needs.

You should consider seeking independent financial, legal and tax advice before making any financial decisions, including before entering into any credit contract.

Indicative information only

All rates, loan amounts, terms and other product information displayed on this website are indicative only and are subject to change without notice. They are based on general assumptions and do not represent an offer, pre-approval or guarantee of any particular outcome.

Final rates, fees, terms and conditions are determined by the lender upon completion of a full credit assessment. The lender’s assessment may result in different terms to those indicated on this website, or may result in your application being declined.

No credit check to see your options

Completing the FundingCheck qualification form does not involve a credit check. However, if you proceed with a formal application, the lender may conduct credit checks as part of its assessment process.

Checking your options on FundingCheck is free. Any fees or charges for a loan are determined by the lender and disclosed to you as part of its credit assessment process, before you sign.

By submitting your details through our qualification form, you consent to us collecting, using and disclosing your personal information in accordance with our Privacy Policy.

Your information will be shared with the lender for the purpose of assessing your funding enquiry. You can request access to, or correction of, the personal information we hold about you at any time by contacting us.

If you have a complaint about our service, please contact us using the details below. We will acknowledge your complaint promptly and aim to resolve it within 30 business days.

If your complaint relates to a lending decision, tell us and we will pass it to the lender that made the decision.

If you are not satisfied with the outcome of a complaint, you may be able to escalate it to an external dispute resolution body such as the Australian Financial Complaints Authority (AFCA) at afca.org.au or the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

If you have any questions about this Credit Guide or our services, please contact us:

FundingCheck
Melbourne VIC 3000
Phone: 03 9003 9644
Email: info@fundingcheck.com.au